A month without external movements can also vary
The absence of external inflows and outflows this month does not make constant revenue: payments also depend on payments and portfolio maturities. The summary does not allow attributing the difference to a single cause.
The fees went down 0.38 € and the revenue after the costs shown remained at 238.98 €. The final cash was 137.07 €, after receiving 2,767.49 € from principal. That returning capital helps to track the movement of the account, but must be out of the sum of interest.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 0.00 € |
| Interest received | 261.73 € |
| fees shown | 9.76 € |
| Tax withholdings | 12.99 € |
| Interest after shown costs | 238.98 € |
| Principal repaid | 2,767.49 € |
| Opening cash | 29.24 € |
| Closing cash | 137.07 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -2,599.94 € |
| Capital received | 839.58 € |
| Interest received | 233.35 € |
| Committees in arrears received | 0.09 € |
| Secondary Market Operation | -298.80 € |
| Income from principal received from the repurchase of the loan | 1,927.91 € |
| Income from interest received on the repurchase of the loan | 26.56 € |
| Interest income from late payments | 1.82 € |
| withholding of taxes | -12.99 € |
| Commission by loan portfolios | -9.76 € |
The period and sources
Mintos transaction statement, from 2026-07-01 to 2026-07-31, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.