Author and contact
- Project
- Creditplan · Creditplan.es
- Author
- Javier, private investor
- Contact Mail
- hola.bzngr.apps@gmail.com
Purpose of the website
Creditplan is a personal and independent publication about my experience with Mintos. It offers narratives, balance sheets, general explanations and calculators to explore different assumptions.
Reading is free. This website does not open investment accounts, execute operations or receive money from readers to invest it.
Scope of content
The articles describe my experience and the information available on the date indicated. They do not consider your financial situation, objectives or risk tolerance. Simulations depend on the values you introduce and are not forecasts or promises of performance.
Investing involves risk of loss of capital. Past results, withdrawals and promotional incentives do not guarantee future results or the immediate availability of invested money.
Check the documentation and current conditions of each product before deciding. methodology explains how I prepare the data and what its limits are.
Use of the contents
You can read and share links to the articles. To reproduce the entire texts, images or materials of Creditplan, write to the contact email to request authorization, except for uses permitted by law.
The trademarks, documents and resources of third parties belong to their respective owners. Their mention does not imply an official relationship or a recommendation by those entities.
Links, references and publicity
Some links lead to third-party pages, the content, conditions and privacy policies of which are the responsibility of those responsible. Creditplan does not control any changes you make on those pages.
Creditplan participates in Mintos’ affiliate programme. Promotional links have been paused since 3 November 2026. The paid partnership and financial interest are explained in Transparency.
Creditplan is connected to Google AdSense and its approval is still pending. When ads are published, they will be able to generate revenue for me. Transparency page details the funding and editorial criteria.
Updates and corrections
I review the contents and mark the dates of the data. Platform conditions may change, and there may be errors or omissions. If you find one, use Contact and includes the link to be reviewed.
These conditions can be updated to reflect changes on the website. None of its provisions limits the rights that are recognized by the rules applicable to readers.
Privacy and cookies
The treatment of messages, accommodation, analytics and advertising services is explained in the Privacy Policy and Cookies.