The Creditplan methodology details the sources, the checks and the limits of the figures. frequently asked questions solve doubts about the account and its concepts.
Experience and sources
I combine my account movements with my personal account of the experience. In the guides I link the documentation I use and its observation date.
When a condition depends on the product or a campaign, I link its terms. Corrections that change a report’s meaning are explained alongside the update.
Publication of data
I have decided to share my account’s aggregate figures. Each report identifies its period and sources and distinguishes contributions, interest, costs and pending amounts.
I do not publish account identifiers or personal documents. The diary contains 23 retrospective periods and an account snapshot from 2 November 2026. Statements before 2025 remain to be reviewed. The analysed period and publication dates are shown separately.
Membership and my economic interest
Creditplan participates in the Mintos Affiliate Program through Impact since 12 October 2026. This publication is prepared as part of a paid collaboration with Mintos. The website maintains its own identity and does not represent the platform.
Creditplan participates in Mintos’ affiliate programme. Promotional links have been paused since 3 November 2026.
The promotional link is paused
Registration buttons and tracking links have been removed from the website. The pause neither cancels participation in the programme nor removes the disclosed commercial relationship.
The affiliation pages retain information about that relationship and the differences from the invite-a-friend programme. Links to official documents remain direct, without affiliate tracking.
Links to official documentation retain their direct destinations. general conditions of membershipas revised on 12 October 2026.
Advertising with Google AdSense
Creditplan is connected to my Google AdSense account. Google has verified the ownership of the web and the file has been published ads.txt, which identifies the authorised advertising seller. A new review of creditplan.es content was requested from Google on 3 November 2026. Google has not yet approved the site’s content to display ads.
The ads will be a source of funding and will be able to generate income for me. Their content will come from advertisers and will not be part of my stories, results or personal recommendations. Advertising will be identified when it is active.
Google’s consent message for Creditplan.es has been published, with options to consent, not consent and manage preferences in the European Economic Area, the UK and Switzerland. Permission for analytics and choice of ads are independent: accepting Google Analytics does not amount to accepting personalized advertising. When the message is available, you will be able to re-open it from “Adoptions” to the bottom of the content pages. Google may take up to an hour to apply the changes to the message.
Privacy and cookies
The Privacy Policy and Cookies explain the treatment of your messages, hosting, Google Analytics and AdSense, the providers involved and how to exercise your rights. Analytics requires your consent and is independent of advertising preferences.
You can contact Javier at hola.bzngr.apps@gmail.com. This page and the privacy policy are served without AdSense or Analytics tags, so you can read the information without a consent message.
Scope of information
The guides provide general information and the stories reflect a personal experience. The content does not take into account the individual situation of each reader. Consult the documents of each product and its risks before deciding.