February shows the highest cost of the first two months
Both variations reduce what is left after the costs shown, which ended at 248.58 €. The comparison separates the change in the charges from the change in fee; it does not yet identify how each charge was calculated.
After a withdrawal of 100.00 €, the cash from the extract closed at 1.79 €. That reduced balance does not describe the full value of my investments nor does it guarantee how much I could withdraw immediately. To follow the liquidity I also need to look at the invested positions, the outstanding amounts and the return times.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 100.00 € |
| Interest received | 272.17 € |
| fees shown | 10.10 € |
| Tax withholdings | 13.49 € |
| Interest after shown costs | 248.58 € |
| Principal repaid | 4,449.55 € |
| Opening cash | 40.78 € |
| Closing cash | 1.79 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -4,499.95 € |
| Capital received | 1,031.07 € |
| Interest received | 240.70 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -137.16 € |
| Withdrawal | -100.00 € |
| Income from principal received from the repurchase of the loan | 3,418.48 € |
| Income from interest received on the repurchase of the loan | 29.21 € |
| Interest income from late payments | 2.26 € |
| withholding of taxes | -13.49 € |
| Commission by loan portfolios | -10.10 € |
The period and sources
Mintos transaction statement, from 2026-02-01 to 2026-02-28, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.