Nearly equal interests, with less commission
Fees went down 0.96 €, from 10.10 € to 9.14 €. Therefore the cost subtraction went from 248.58 € to 249.87 €, an improvement that does not just come from interest increases.
The withdrawal was 120.42 €, and the cash closed at 106.80 €, above the initial 1.79 €. The balance collects the entire journey of inputs, reinvestments and departures. It is not enough to subtract the withdrawal of interest to rebuild it; the detail also retains the 4,046.52 € of principal returned.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 120.42 € |
| Interest received | 272.58 € |
| fees shown | 9.14 € |
| Tax withholdings | 13.57 € |
| Interest after shown costs | 249.87 € |
| Principal repaid | 4,046.52 € |
| Opening cash | 1.79 € |
| Closing cash | 106.80 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -3,699.94 € |
| Capital received | 1,316.93 € |
| Interest received | 239.59 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -371.02 € |
| Withdrawal | -120.42 € |
| Income from principal received from the repurchase of the loan | 2,729.59 € |
| Income from interest received on the repurchase of the loan | 31.77 € |
| Interest income from late payments | 1.22 € |
| withholding of taxes | -13.57 € |
| Commission by loan portfolios | -9.14 € |
The period and sources
Mintos transaction statement, from 2026-03-01 to 2026-03-31, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.