A small gross rise left a minor change after costs
The subtraction after withholdings and fees went from 258.37 € to 259.70 €. This shows why the change in gross charges does not coincide with the change in revenue after those costs.
The withdrawal of 200.00 € is a move out of Mintos. The extract does not assign that money exclusively to interest: the cash also receives returned capital and other movements. To check the full withdrawal it is necessary to link it to the bank income, without deducting its origin only because there are interest during the same month.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 200.00 € |
| Interest received | 282.97 € |
| fees shown | 9.13 € |
| Tax withholdings | 14.14 € |
| Interest after shown costs | 259.70 € |
| Principal repaid | 4,657.84 € |
| Opening cash | 263.40 € |
| Closing cash | 189.04 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -4,599.95 € |
| Capital received | 1,690.19 € |
| Interest received | 256.21 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -191.97 € |
| Withdrawal | -200.00 € |
| Income from principal received from the repurchase of the loan | 2,967.65 € |
| Income from interest received on the repurchase of the loan | 26.63 € |
| Interest income from late payments | 0.13 € |
| withholding of taxes | -14.14 € |
| Commission by loan portfolios | -9.13 € |
The period and sources
Mintos transaction statement, from 2025-10-01 to 2025-10-31, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.