I brought more and that same month I charged less
It is a concrete example of why a contribution does not necessarily produce more charges immediately. Without the entry and investment dates I cannot know how long the new capital was working or attribute the result of August.
They also appear 7,629.01 € under «Notes withdrawal from a Mintos strategy». That label needs to review the movement of the strategy and does not add to the withdrawals to the bank. Distinguishing it avoids counting an internal reorganization as money recovered off the platform. This month's reading focuses on those two changes of capital, in addition to the interests.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 10,000.00 € |
| Withdrawals to the bank | 0.00 € |
| Interest received | 175.97 € |
| fees shown | 5.85 € |
| Tax withholdings | 8.79 € |
| Interest after shown costs | 161.33 € |
| Principal repaid | 2,942.05 € |
| Opening cash | 55.29 € |
| Closing cash | 48.98 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Deposits | 10,000.00 € |
| Investment | -20,657.91 € |
| Capital received | 686.19 € |
| Interest received | 145.49 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -80.81 € |
| Income from principal received from the repurchase of the loan | 2,255.86 € |
| Income from interest received on the repurchase of the loan | 30.44 € |
| Interest income from late payments | 0.04 € |
| withholding of taxes | -8.79 € |
| Retirement of Notes from a Mintos Strategy | 7,629.01 € |
| Commission by loan portfolios | -5.85 € |
The period and sources
Mintos transaction statement, from 2025-08-01 to 2025-08-31, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.