Which encouraged me to contribute more
The reason was quite simple: I wanted the account to generate more income month by month. Having tried the withdrawals gave me confidence to continue contributing. That experience influenced the decision to increase the capital I had in Mintos.
The three contributions of 2025
In January I contributed 8,000 €. In March I added another 10,000 € and in August I again contributed 10,000 €. Among the three movements entered 28,000 € of new capital during the year.
| Period | Deposits |
|---|---|
| January 2025 | 8,000.00 € |
| March 2025 | 10,000.00 € |
| August 2025 | 10,000.00 € |
These amounts belong to 2025. To add up everything I have contributed since I opened the account I still have to review the above extracts.
Bring more and follow the payments
Slide the chart to see the entire sequence.
View Chart Data
| Period | Interest | Fees |
|---|---|---|
| Jan 2025 | 34.01 € | 0.21 € |
| Feb 2025 | 66.87 € | 1.17 € |
| Mar 2025 | 118.91 € | 1.51 € |
| Apr 2025 | 173.55 € | 4.54 € |
| May 2025 | 187.65 € | 5.21 € |
| Jun 2025 | 214.72 € | 5.56 € |
| Jul 2025 | 195.50 € | 5.54 € |
| Aug 2025 | 175.97 € | 5.85 € |
| Sep 2025 | 278.80 € | 6.63 € |
| Oct 2025 | 282.97 € | 9.13 € |
| Nov 2025 | 293.43 € | 9.43 € |
| Dec 2025 | 318.91 € | 9.11 € |
Source: monthly summaries of my account; last query included: 7 October of 2026. The date of each period is in your balance sheet. Interests collected and costs shown; are not a rate of return. Each series adjusts its scale.
The payments were changing
In January they arrived 34.01 € interest. In September they were 278.80 €. Seeing that evolution connects with what I was looking for by contributing more, although the two amounts alone do not explain the whole change.
Between the two months more capital entered and that money was spending time invested. In addition, interest can arrive by different means, such as ordinary payments, repurchases or late payments. To compare the real return it takes the dates, how much it was invested at each moment and the value of the portfolio.
What I could check when I pulled money
The experience with withdrawals gave me confidence to continue. At the same time, withdrawing cash on one occasion only allows me to talk about that experience. To know how much I could get out of the entire account you have to check what money is available, what is still invested and what is pending.
The statements from January 2025 through 2 November 2026 record €1,685.42 of withdrawals. The withdrawal I confirmed on 2 November 2026 was €150. I do not confuse it with that first test: its date and amount still need to be identified. In my Mintos withdrawals I explain what each source documents.
The cases of delays They help to understand what happened to the money after contributing, along with the months in which interest came.
The period and sources
My explanation of the decision, recorded on 7 October 2026, and EUR Transaction summaries from January 2025 through 2 November 2026. October 2026 is complete. The latest period, November 2026, runs through 2 November 2026. I confirmed the recent €150 withdrawal on 2 November.
Each monthly balance sheet allows to review the movements and distinguish the interests of the returned capital.