The September jump needs to follow the capital of August
September did not have new deposits; August did include an important contribution. The sequence helps to ask what to review, but does not show that the entire increase comes from that contribution. The dates and positions would allow to separate its effect from the collection calendar.
There was 2.80 interest interest on late payments and other 232.17 € withdrawal of Notes from a strategy. Each category counts a different fact. The first records revenue collected; the second, an investment movement that needs its own detail. Mixing them with a bank withdrawal or with total profitability would make it more difficult to understand the month.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 0.00 € |
| Interest received | 278.80 € |
| fees shown | 6.63 € |
| Tax withholdings | 13.80 € |
| Interest after shown costs | 258.37 € |
| Principal repaid | 4,348.44 € |
| Opening cash | 48.98 € |
| Closing cash | 263.40 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -4,449.90 € |
| Capital received | 1,115.65 € |
| Interest received | 246.38 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -174.68 € |
| Income from principal received from the repurchase of the loan | 3,232.79 € |
| Income from interest received on the repurchase of the loan | 29.62 € |
| Interest income from late payments | 2.80 € |
| withholding of taxes | -13.80 € |
| Retirement of Notes from a Mintos Strategy | 232.17 € |
| Commission by loan portfolios | -6.63 € |
The period and sources
Mintos transaction statement, from 2025-09-01 to 2025-09-30, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.