Withdraw money while payments continue to arrive
The withdrawal exceeds that last figure, but the cash also received 3,754.95 € principal. The summary does not identify which euros financed the exit to the bank and does not allow to describe it entirely as income of the month.
Interest on late payments added up to 6.16 €. To interpret that income I am interested in retaining when it was charged, without using it as proof that the delays were over. A portfolio may receive some payments and keep others pending; knowing the April situation would require the positions of that closure.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 300.00 € |
| Interest received | 284.17 € |
| fees shown | 10.02 € |
| Tax withholdings | 13.90 € |
| Interest after shown costs | 260.25 € |
| Principal repaid | 3,754.95 € |
| Opening cash | 106.80 € |
| Closing cash | 160.12 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -3,470.33 € |
| Capital received | 1,199.43 € |
| Interest received | 245.01 € |
| Committees in arrears received | 0.02 € |
| Secondary Market Operation | -191.58 € |
| Withdrawal | -300.00 € |
| Income from principal received from the repurchase of the loan | 2,555.52 € |
| Income from interest received on the repurchase of the loan | 33.00 € |
| Interest income from late payments | 6.16 € |
| withholding of taxes | -13.90 € |
| Commission by loan portfolios | -10.02 € |
The period and sources
Mintos transaction statement, from 2026-04-01 to 2026-04-30, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.