A complete month with a withdrawal and new allocations
The period now covers 1 to 31 October and replaces the earlier partial cut. After the €9.30 of fees shown and withholding taxes, interest leaves €282.68. That subtraction does not include changes in investment values or the final tax adjustment.
ETF payments total €300.00 and crypto payments €40.00, while €200.00 returned from Smart Cash to cash. These are transfers between products, distinct from the €150.00 bank withdrawal. Principal returned was €3,722.59; keeping it separate makes it possible to track payments without counting it as interest.
Figures for the period
| Item | Amount |
|---|---|
| Contributions from outside Mintos | 0.00 € |
| Withdrawals to the bank | 150.00 € |
| Interest received | 307.33 € |
| fees shown | 9.30 € |
| Tax withholdings | 15.35 € |
| Interest after shown costs | 282.68 € |
| Principal repaid | 3,722.59 € |
| Opening cash | 103.22 € |
| Closing cash | 69.14 € |
Interest less fees and withholdings is not the portfolio’s total return. The definitions and their limits are set out in how I read the results.
View all statement categories
| Mint Category | Amount |
|---|---|
| Investment | -3,549.96 € |
| Capital received | 1,072.94 € |
| Interest received | 284.15 € |
| Committees in arrears received | 0.01 € |
| Secondary Market Operation | -199.40 € |
| Withdrawal | -150.00 € |
| Income from principal received from the repurchase of the loan | 2,649.65 € |
| Income from interest received on the repurchase of the loan | 22.44 € |
| Interest income from late payments | 0.00 € |
| withholding of taxes | -15.33 € |
| Payment made from ETF portfolio | -300.00 € |
| Tax withholding of income from real estate assets | -0.02 € |
| Interest income on real estate assets | 0.36 € |
| Smart Cash Mintos fertiliser | 200.00 € |
| Interest received - Smart Cash de Mintos | 0.38 € |
| Mintos Smart Cash Commission | -0.03 € |
| Commission by loan portfolios | -9.27 € |
| Payment by cryptocurrencies | -40.00 € |
The period and sources
Mintos transaction statement, from 2026-10-01 to 2026-10-31, reviewed on . The period covers a full calendar month. This is a retrospective record of my account, written from the statement.
Categories are rounded separately, so their sum may show a small difference. The shared method is set out in sources and methodology.