The instrument I saw in my account
The category in the overview is called “Crypto”. Mintos offers this exhibition using quoted ETP, without the investor directly buying or holding the coins. The instrument I identified on 23 October was Bitwise XRP ETP.
The position represents 0.1 % of my account on 2 November 2026. The dashboard shows -€3.70 as an “Unrealized” result. The position remains open; that result is not a payment received.
October’s payments
| Movement in Mintos | Amount |
|---|---|
| Payment by cryptocurrencies | -40.00 € |
Movements, month by month
- October 2026 ↗
- Payment by cryptocurrencies-40.00 €
Negative amounts are outflows from statement cash. A payment directed to another investment remains within Mintos. The latest period runs through 2 November 2026; monthly categories may differ by a few cents due to rounding.
The full October statement records €40 under “Payment made for crypto”. These are outflows from cash into the investment. The aggregate category does not detail the units, each execution price or its charges here.
The case from 23 October: two different views
The period from day 1 to day 23 showed only an aggregate payment of €20. The general overview showed a value of €16.11 and a result of −€2.90. I then opened the detail dashboard: it showed €19.01 invested, €16.38 of value and an unrealized result of −€2.63.
The detail dashboard’s calculation does reconcile: €16.38 − €19.01 = −€2.63. The statement payment and the amount invested differ by €0.99. Without the execution confirmation and a breakdown of charges, I do not attribute that to a particular fee.
How I compare those figures
I keep each observation’s value and result together. Mixing the overview’s €16.11 with the detail view’s −€2.63 would produce an inconsistent calculation. That case explains differences between views; it does not describe the valuation of 2 November 2026 or document a sale.
On 23 October, I saw no active crypto plans. That observation does not establish how all October payments were made or what the current configuration is. The plans guide explains how it works in general.
Sources
General overview of 2 November 2026 and EUR Transaction summaries through 2 November 2026, with the full month of October 2026 and the latest period, November 2026, through 2 November 2026. The €20 example comes exclusively from the period and dashboards consulted on 23 October.
How the product works: Mintos cryptocurrency ETPs, consulted on 8 October 2026. There is a risk of losing capital.